Health InsuranceMade Simple.
Compare plans from top carriers and find coverage that fits your budget. Licensed agents ready to help — no pressure, no obligation.
How It Works
Getting covered is easy. Here's how.
Tell Us About You
Give us a call with your zip code, age, and household size. The conversation takes a few minutes, and there is nothing to fill out first.
Compare Plans
A licensed agent reviews available plans from top carriers and finds options that fit your needs and budget.
Get Covered
Pick the plan that works for you. Your agent handles the paperwork and gets you enrolled — often the same day.
Plans
Plans for every situation
Whether you're self-employed, between jobs, or need family coverage — we've got you.
ACA / Marketplace Plans
Comprehensive coverage with subsidies that can lower your monthly premium to $0. Ideal during Open Enrollment or if you qualify for a Special Enrollment Period.
Self-Employed Plans
Freelancer? Business owner? 1099 contractor? Get quality coverage designed for people who don't get insurance through an employer.
Family Plans
Cover your whole household under one plan. We'll help you find the best combination of coverage and cost for your family.
Short-Term Plans
Need temporary coverage? Short-term plans bridge the gap between jobs, during life transitions, or while waiting for other coverage to start.
Why Merit
Why Merit Health Solutions?
Save Money
We shop multiple carriers to find you the best rate. Many clients qualify for subsidies that reduce premiums to $0/month.
Real People, Real Help
No robots, no runaround. You'll work with a licensed agent who knows your state's market inside and out.
No Cost to You
Our service is completely free. We're paid by the insurance carriers — your premium is the same whether you use us or not.
Fast & Easy
Get quotes in minutes, not days. Most clients are enrolled and covered within 24 hours of reaching out.
Talk To An Agent
Get your free quote
Tell a licensed agent a little about yourself and you'll get personalized plan options on the same call. No spam, no obligation.
- 100% free — our service costs you nothing
- Compare plans from multiple carriers
- Licensed agent in your state
- Most people get answers on the first call
One number. A real person.
No forms to fill out and no callback queue. Call and you'll speak with a licensed agent.
(000) 000-0000About
Who we are
Merit Health Solutions is an independent health insurance agency. Independent means we aren't tied to a single carrier — we compare what's actually available to you and recommend what fits, rather than selling whatever one company happens to offer.
Health insurance is written to be confusing. Deductibles, networks, out-of-pocket maximums, formularies, special enrollment periods — most people make one of the largest financial decisions of their year without a straight explanation of any of it. Our job is to give you that explanation in plain language, and then stay reachable afterward.
We're paid by the carriers, not by you. Your premium is identical whether you go through us or sign up alone. The difference is that you have someone to call when a claim gets denied or a doctor drops out of network.
- Independent
- We represent multiple carriers, not one.
- Licensed
- 40 states plus the District of Columbia.
- Cost to you
- Nothing. Carriers pay our commission.
- How to reach us
- (000) 000-0000
Coverage
Licensed nationwide
We're licensed and ready to help in 40 states plus the District of Columbia.
Don't see your state? Call anyway — licensing changes, and we'll tell you straight away if we can help.
Ready to find your plan?
One phone call to get started. No cost, no obligation.